The Tertiary Tuition Fee Subsidy (TTFS) Scheme is administered by Yayasan Mendaki. It is an education subsidy for Malay students which covers their Tuition Fees. 

For any enquiries on TTFS, please contact Yayasan Mendaki.

Application Period

• Semester 1 - 25 Feb to 15 May
• Semester 2 - 16 Sep to 31 Oct

Any applications received after the closing date(s) will be deemed for the subsequent semester.

Who can apply?

You must meet the following requirements:

• You are a full-time subsidised diploma Malay student who is Singaporean, or Singapore Permanent Resident with at least one Singaporean citizen parent.
• Your race or the first component of the double-barrelled race is Malay.
• Your monthly household per capita income (PCI) does not exceed $2,000.

Subsidy Value

The scheme does not cover supplementary fees.

How do I apply?

Apply online

• Applicants can submit their applications online via Tertiary Tuition Fee Subsidy (TTFS) | Yayasan MENDAKI

Application outcome

• Successful applicant will be notified directly by Yayasan Mendaki.

Application Closing Dates

• Semester 1 - by 15 May
• Semester 2 - by 31 Oct

Any applications received after the closing date(s) will be deemed for the subsequent semester.

Who can apply?

• Singaporeans who have balances in their PSEA. 
• To check latest PSEA balances, login via Student Finance System or call the MOE PSEA Hotline at 6260 0777.

Subsidy Value

• Up to 100% of Tuition Fees and Supplementary Fees, subject to available balance in PSEA.

How do I apply?

Apply online using own PSEA

• If you are 21 years old and above, login via Student Finance System using own Singpass Account.
• If you are below 21 years old, please request your parent/legal guardian to login via Student Finance System with his/her Singpass Account to submit the PSEA Standing Order application on your behalf. A legal guardian is required to upload the relevant legal document (e.g. Court document) to validate that he/she is your legal guardian.
• Step by Step Guide

Apply online using siblings’ PSEA

• Parent's authorisation if sibling is below 21 years old; or
• Sibling's authorisation if sibling's age is 21 years old or above.
• Login via Student Finance System.

For students with outstanding fees and have missed the application deadline for the semester

• Online PSEA Ad Hoc Withdrawal Application

Application Closing Dates

• Semester 1 - by 30 Apr
• Semester 2 - by 31 Oct

CPF Board does not accept late applications beyond the due date for each semester. Any applications received after the closing date(s) will be deemed for the subsequent semester.

Who can apply?

• All full-time subsidised diploma students who are Singaporeans or Singapore Permanent Residents.

Loan Details

1. Loan amount         
   • Up to 100% of Tuition Fee, subject to the available balance in their CPF savings under the education scheme. The scheme does not cover supplementary fees.
2. Interest payable
   • Prevailing CPF Interest rate. Interest will be charged from the time the savings are withdrawn.
3. Repayment period and amount
   • Maximum of 12 years, minimum of $100 per month.
4. Commencement of loan repayment
   • 1 year after graduation or 1 year from the date of leaving the course, whichever is earlier.

How do I apply?

Singapore Citizens and Singapore Permanent Residents

• Make an Online application:
  1. As a student, you must use your SingPass to log in at CPF Website.
  2. Select Tools and services -> View forms -> Other Schemes -> CPF Education Loan -> Apply online.
• All parties to the application, i.e. student and CPF member must have a SingPass, 2-Step Verification (2FA) and email account before application can be made online.

To ensure that no students is denied access to Polytechnic education because of financial difficulties, MOE, through Nanyang Polytechnic has made available the Tuition Fee Loan. DBS Bank is the agent bank appointed to administer the Scheme.

Who can apply?

• For all full-time subsidised diploma students.

Loan details

1. Loan amount
   • Up to a maximum amount of 75% of Tuition Fees. The scheme does not cover supplementary fees.
2. Interest Rate
   • MOE TFL is interest-free during the course of study.
   • The Interest Rate will be set by DBS Bank on 1 April and 1 October each year, based on the sum of
     • (i) the 3-month compounded Singapore Overnight Rate Average as published by the Monetary Authority of Singapore (“SORA”) on 1  March and 1 September of that year; and
     • (ii) an additional 1.5 percentage points; or
     • (iii) such other rate(s) as may be determined from time to time by the DBS Bank.
3. Repayment period and amount
   • Maximum of 10 years, minimum of $100 per month.
4. Commencement of loan repayment
   • 1 year after graduation or 1 year from the date of leaving the course, whichever is earlier.
5. Criteria for guarantor
   • From 21 years old to 60 years old;
   • Singapore Citizen - for Singapore Citizen applicant;
   • Singapore Citizen / Singapore Permanent Resident - for Singapore Permanent Resident applicant;
   • Singapore Citizen / Singapore Permanent Resident - for foreigner applicant; and
   • Not an undischarged bankrupt.

How do I apply?

Apply online

• Find out what you need to prepare in advance to be able to submit your Tuition Fee Loan Application online.
• Make an online application to DBS' Tuition Fee Loan. Follow the instructions on the ‘Apply Now’ section.

Tuition Grant 

• For Singapore Citizens – Declaration for Tuition Grant Eligibility Form (SCs) 
• For Singapore Permanent Residents - Tuition Grant Option Form (SPRs). 
• For International Students – Tuition Grant Option Form (ISs)

For Newly Enrolled Students admitted in Academic Year 2026/2027, please submit within 1 week after accepting course offer.

Tertiary Tuition Fee Subsidy (TTFS)

Online application - Tertiary Tuition Fee Subsidy (TTFS) | Yayasan MENDAKI

Post Secondary Education Account (PSEA) Scheme

• PSEA Standing Order Online application - Student Finance System
• PSEA Ad Hoc Withdrawal Order Online application - Online PSEA Ad Hoc Withdrawal Application (For students with outstanding fees and have missed the application deadline for the semester)

CPF Education Loan Scheme

Online application - CPFB | Apply for CPF education loan

MOE Tuition Fee Loan (TFL)

Online application - Tuition Fee Loan | DBS Singapore

Interbank Giro

• Complete the Giro form. Submit the signed hardcopy form to Nanyang Polytechnic. Digital signatures are NOT allowed.